{"text_format":"2","workbook":"xls","n_sheets":28,"sheets":["Main","Info","IB 1","IB 1 Cont'd","Sup. A & B","Sup. C & D","Sup. E","Sup. F","Sup. G","IB 2","IB 2 Cont'd","IB 3","IB 4","IB 5","IB 6","IB 7","IB 8","IB 9","IB 10","IB 11","IB 12","IB 13 WI","IB 13 WI Cont'd","IB 13 WII","IB 13 WII Cont'd","IB 13 WIII","IB 13 WIV","PLL AN"],"not_rendered":{"charts":1,"images":0,"macros":1,"external_links":1,"defined_names":32,"comments":15,"pivot_tables":0},"unopened":[{"sheet":"PLL AN","index":27,"reason":"not_a_worksheet"}],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"Main","index":0,"n_rows":29,"n_cols":10,"rows_kept":29,"cut":false,"hidden":false,"merged":[[5,0,5,7],[0,1,0,5],[1,1,1,5],[24,1,24,5],[29,1,29,5],[7,1,7,5],[12,1,12,5],[17,1,17,5],[22,1,22,5],[27,1,27,5],[9,1,9,5],[14,1,14,5],[19,1,19,5]],"flags":["formulas_cached_only"]}
[null,"REPORTING FORMS "]
[null,"INTERNATIONAL (OFFSHORE) BANKS "]
[]
[{"$nulls":9},"Notes:"]
[]
["   Quarterly Reporting Package",{"$nulls":7},"1.","This workbook has been protected"]
[{"$nulls":9},"At no time should the worksheets be amended"]
[null,"Name of SRU:"]
[{"$nulls":8},"2.","Comparative financial information should be "]
[{"$nulls":9},"included at all times"]
[]
[{"$nulls":8},"3.","Please see the completion instructions issued"]
[null,"Name of Institution:",{"$nulls":7},"with this package for guidance"]
[]
[{"$nulls":8},"4.","The entire worksheet should be accurate"]
[{"$nulls":9},"and complete.  Supplementary information"]
[{"$nulls":9},"should reconcile to the financial statements"]
[null,"Quarter Ended:"]
[{"$nulls":8},"5.","There are three macros in this workbook. In"]
[{"$nulls":9},"IB 3, IB 5, and IB 10."]
[]
[{"$nulls":8},"6.","Upon completion of this workbook it should "]
[null,"Date of Submission:",{"$nulls":7},"be submitted to the FSRA in electronic format"]
[]
[{"$nulls":8},"7.","Please report any errors in this report to the FSRA"]
[{"$nulls":9},"DO NOT attempt to correct the errors"]
[]
[null,"Submitted By:",{"$nulls":6},"8.","Please note that late submission of these reports"]
[{"$nulls":9},"may attract a penalty fee"]

{"sheet":"Info","index":1,"n_rows":59,"n_cols":5,"rows_kept":59,"cut":false,"hidden":false,"merged":[[50,1,58,1],[23,2,23,3],[30,2,30,3],[4,2,4,4],[5,3,5,4],[27,2,27,3],[28,2,28,3],[21,2,21,3],[24,2,24,3],[25,2,25,3],[16,2,16,3],[18,2,18,3],[37,2,37,3],[38,2,38,3],[33,2,33,3],[26,2,26,3],[34,2,34,3],[31,2,31,3],[32,2,32,3],[35,2,35,3],[36,2,36,3],[29,2,29,3],[7,2,7,4],[13,2,13,3],[14,2,14,3],[15,2,15,3],[17,2,17,3],[19,2,19,3],[20,2,20,3],[10,2,10,3],[11,2,11,3],[12,2,12,3],[0,0,0,4],[2,0,2,4],[8,2,8,3],[9,2,9,3],[1,0,1,4]],"flags":["formulas_cached_only"]}
[]
[0]
["EMPLOYEE AND OTHER INFORMATION"]
[]
["",null,""]
["Quarter Ended",null,null,"Offshore Financial Institution"]
[]
["Function","Name of person/company","Contact Information"]
[null,null,"Phone",null,"Email Address"]
{"$rows_empty":14}
["Investments Committee Members","Credit Committee Members","Asset/Liability Committee Members",null,"Audit Committee Members"]
{"$rows_empty":16}
["Number of SARS filed ",0,null,"LOC/MOU points outstanding",0]
[]
["Number of new employees",0,null,"Number of new directors"]
[]
["Number of existing employees",null,null,"Number of existing directors"]
[]
["Cash dividends paid",null,null,"Authorised Share Capital ($)"]
[]
["Details of violations, sanctions, penalties, and fines",null,null,"List of new products & services"]
[]
["Details of any litigation action initiated by any individual or organisation",null,null,"Number of Employees"]
[]
[null,null,null,"Number of dormant accounts"]
[]
[null,null,null,"Value of dormant accounts"]
[]
[null,null,null,"Number of abandoned accounts"]
[]
[null,null,null,"Value of abandoned accounts"]

{"sheet":"IB 1","index":2,"n_rows":70,"n_cols":16,"rows_kept":70,"cut":false,"hidden":false,"merged":[[12,2,12,11],[8,7,8,10],[8,2,8,4],[7,2,7,4],[4,2,4,11],[6,2,6,4],[2,2,2,15],[7,12,7,13],[7,8,7,11],[3,2,3,14],[6,8,6,11],[6,12,6,13]],"flags":["formulas_cached_only"]}
[]
[]
[null,null,0]
[null,null,"                                          QUARTERLY STATEMENT OF ASSETS AND LIABILITIES",{"$nulls":12},"      FORM IB 1"]
[]
[]
[null,null,"",{"$nulls":5},"",{"$nulls":6},{"$error":"#VALUE!"}]
[null,null,"Quarter Ended",{"$nulls":5},"Offshore Financial Institution",{"$nulls":6},"Previous Quarter "]
[{"$nulls":11},"",null,null,null,{"$error":"#VALUE!"}]
[]
[]
[null,null,"                                                                                                     L I A B I L I T I E S AND SHAREHOLDERS' EQUITY"]
[null,null,"                                                                                                                                       (in United States dollars rounded to the nearest dollar)"]
[null,null,"LIABILITIES"]
[null,null,"1.","DEPOSITS",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i Demand",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"ii Time",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iii. Savings",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iv Other",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"v Accrued Interest on Deposits",{"$nulls":5},0,null,null,null,0]
[]
[null,null,"2.","DUE TO SUBSIDIARIES AND AFFILIATES",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i Deposits"]
[{"$nulls":4},"ii Loans"]
[{"$nulls":4},"iii Other"]
[]
[null,null,"3.","DUE TO BANKS (exclude subsidiaries & affiliates)",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i. Deposits"]
[{"$nulls":4},"ii. Loans"]
[{"$nulls":4},"iii. Other"]
[]
[null,null,"4.","DEBENTURES"]
[]
[null,null,"5.","OTHER BORROWINGS",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i. Non-Bank Financial Institutions",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"ii. Private Businesses",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iii. Private Individuals",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iv. Other",{"$nulls":5},0,null,null,null,0]
[]
[null,null,"6.","OTHER LIABILITIES",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i Accrued Interest",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"ii Accounts Payable and Other short-term liabilities",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iii Unpresented cheques",{"$nulls":5},0,null,null,null,0]
[{"$nulls":4},"iv Other (see instructions)",{"$nulls":5},0,null,null,null,0]
[]
[null,null,"SHAREHOLDERS' EQUITY"]
[]
[null,null,"7.","SHARES ISSUED",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i. Ordinary Shares"]
[{"$nulls":4},"ii. Ordinary Share Surplus"]
[{"$nulls":4},"iii. Perpetual non-cumulative Preference Shares"]
[{"$nulls":4},"iv. Perpetual non-cumulative Preference Shares Surplus"]
[{"$nulls":4},"v. Perpetual cumulative Preference Shares"]
[{"$nulls":4},"vi. Perpetual cumulative Preference Shares Surplus"]
[{"$nulls":4},"vii. Other Share/Capital items"]
[]
[null,null,"8. ","RESERVES",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i. Statutory Reserves"]
[{"$nulls":4},"ii. Capital Reserves"]
[{"$nulls":4},"iii. Revaluation Reserves"]
[{"$nulls":4},"iv. General Banking Risk Reserves"]
[{"$nulls":4},"v. Unrealized Gains and Losses on available-for-sale securities"]
[{"$nulls":4},"vi. Other Reserves"]
[]
[null,null,"9. ","UNDISTRIBUTED PROFITS",{"$nulls":7},0,null,null,null,0]
[{"$nulls":4},"i. Retained Earnings"]
[{"$nulls":4},"ii. Profit & Loss Account"]
[]
[]
[null,null,"10. ","TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY",{"$nulls":7},0,null,null,null,0]

{"sheet":"IB 1 Cont'd","index":3,"n_rows":91,"n_cols":12,"rows_kept":91,"cut":false,"hidden":false,"merged":[[84,8,84,11],[1,0,1,2],[0,10,0,11],[3,0,3,6],[4,0,4,6],[77,0,77,11],[2,0,2,2],[83,8,83,11]],"flags":["formulas_cached_only"]}
[]
["",null,null,null,"",null,"",null,{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
["Quarter Ended",{"$nulls":10}," Previous Quarter "]
["A S S E T S"]
["(in United States dollars rounded to the nearest dollar)",{"$nulls":10},"      FORM IB 1 Cont'd"]
[]
[]
["11.","CASH IN HAND",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. United States Dollars "]
[null,null,"ii. Other Currencies Converted to United States Dollars"]
[]
["12.","DUE FROM SUBSIDIARIES AND AFFILIATES",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Secured Loans and Advances",null,null,0,null,null,null,0]
[null,null,"ii. Unsecured Loans and Advances",null,null,0,null,null,null,0]
[null,null,"iii. Deposits",null,null,0,null,null,null,0]
[null,null,"iv. Other",null,null,0,null,null,null,0]
[]
["13.","DUE FROM BANKS (exclude subsidiaries & affiliates)",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Loans and Advances",null,null,0,null,null,null,0]
[null,null,"ii. Time Deposits",null,null,0,null,null,null,0]
[null,null,"iii. Demand",null,null,0,null,null,null,0]
[null,null,"iv. Savings",null,null,0,null,null,null,0]
[null,null,"v. Collateral Deposits/Minimum Balances/Pledged Funds",null,null,0,null,null,null,0]
[null,null,"vi. Other",null,null,0,null,null,null,0]
[]
["14.","LOANS, ADVANCES AND BILLS DISCOUNTED",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Commercial Loans",null,null,0,null,null,null,0]
[null,null,"ii. Personal Loans",null,null,0,null,null,null,0]
[null,null,"iii. Other  Financial Institutions (Non Deposit taking)",null,null,0,null,null,null,0]
[null,null,"iv. To Governments"]
[null,null,"v. Other",null,null,0,null,null,null,0]
[]
["15.","INVESTMENTS",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. US Treasury Bills and short-term securities",null,null,0,null,null,null,0]
[null,null,"ii. Other Government Treasury Bills and short-term securities",null,null,0,null,null,null,0]
[null,null,"iii. US Bonds and US long-term securities",null,null,0,null,null,null,0]
[null,null,"iv. Corporate Bonds and long-term securities",null,null,0,null,null,null,0]
[null,null,"v. Other Government issued securities ",null,null,0,null,null,null,0]
[null,null,"vi. Subsidiaries & Affiliates",null,null,0,null,null,null,0]
[null,null,"vii. Other Investments",null,null,0,null,null,null,0]
[null,null,"viii. Collateral/Pledged securities",null,null,0,null,null,null,0]
[]
["16.","FIXED ASSETS AND INVESTMENT PROPERTY (net)",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Land and Buildings",null,null,0,null,null,null,0]
[null,null,"ii. Furniture, Fixtures, and Equipment",null,null,0,null,null,null,0]
[null,null,"iii.Motor Vehicles",null,null,0,null,null,null,0]
[null,null,"iv. Other Fixed Assets",null,null,0,null,null,null,0]
[null,null,"v. Investment Property (See instructions)",null,null,0,null,null,null,0]
[]
["17.","INTANGIBLE ASSETS",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Goodwill"]
[null,null,"ii. Other Intangible Assets"]
[]
["18.","OTHER ASSETS",{"$nulls":4},0,{"$nulls":4},0]
[null,null,"i. Accrued Interest",null,null,0,null,null,null,0]
[null,null,"ii. Prepayments and receivables",null,null,0,null,null,null,0]
[null,null,"iii. Other",null,null,0,null,null,null,0]
[null,null,"iv. Pledged Assets",null,null,0,null,null,null,0]
[null,null,"v. OREO and other recovered assets",null,null,0,null,null,null,0]
[]
["19.","PROVISION FOR LOSSES ON ASSETS",{"$nulls":4},0,{"$nulls":4},0]
[null,"a. Loans and advances, credit cards, and overdrafts",null,null,null,0,{"$nulls":4},0]
[null,null,"i. General "]
[null,null,"ii. Specific"]
[null,"b. Investments",null,null,null,0,{"$nulls":4},0]
[null,null,"i. General "]
[null,null,"ii. Specific"]
[null,"c. All Other Assets",null,null,null,0,{"$nulls":4},0]
[null,null,"i. General "]
[null,null,"ii. Specific"]
[]
["20.","TOTAL ASSETS",{"$nulls":4},0,{"$nulls":4},0]
[]
["21.","OFF-BALANCE SHEET"]
[]
[]
[]
["We declare that this statement has been made from the books of our institution, and to the best of our knowledge is correct."]
[]
[]
[]
[]
[]
[null,null,"Signature",{"$nulls":4},"Signature"]
[null,null,null,"(Title of Chief Accounting/Financial Employee)",{"$nulls":4},"Assistant Accountant"]
[null,null,"Name",{"$nulls":4},"Name"]
[]
[null,null,"Date",{"$nulls":4},"Date"]
[]
[]
[{"$nulls":6}," ",{"$nulls":4}," "]

{"sheet":"Sup. A & B","index":4,"n_rows":245,"n_cols":7,"rows_kept":245,"cut":false,"hidden":false,"merged":[[162,2,162,7],[1,2,1,4],[2,2,2,4],[3,2,3,4],[103,2,103,4],[104,2,104,4],[105,2,105,4],[107,3,107,4],[5,3,5,4]],"flags":["formulas_cached_only"]}
[]
[null,null,0]
[null,null,"DEPOSITS CLASSIFIED BY COUNTRY OF DEPOSITOR AND CURRENCY"]
[null,null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,null,null,"DEPOSITS"]
[null,null,"Country","Currency","Amount"]
{"$rows_empty":92}
[null,null,"TOTAL",null,0]
[null,null,"      *Note:  Total Deposits should be equal to Item 1."]
[]
[]
[null,null,"S U P P  L E M E N T   B"]
[null,null,"CREDITS CLASSIFIED BY COUNTRY OF BORROWER AND CURRENCY"]
[null,null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,null,"COUNTRY OF BORROWER","CREDITS"]
[null,null,null,"Currency","Amount"]
{"$rows_empty":47}
[null,null,"TOTAL",null,0]
[null,null,"     *Note:  Total loans should be equal to Item 14."]
[]
[]
[]
[]
[null,null,"LIST OF COUNTRY OF RESIDENCE OF DEPOSITORS AND BORROWERS"]
[]
[null,null,"Country","%age","Total Deposit Amount","%age","Total Loans Amount"]
[]
[null,null,"USA",0,0,0,0]
[null,null,"UK",0,0,0,0]
[null,null,"Antigua & Barbuda",0,0,0,0]
[null,null,"Australia",0,0,0]
[null,null,"Bahamas",0,0,0]
[null,null,"Bahrain",0,0,0]
[null,null,"Barbados",0,0,0]
[null,null,"Belgium",0,0,0]
[null,null,"Belize",0,0,0]
[null,null,"Bermuda",0,0,0]
[null,null,"Brazil",0,0,0]
[null,null,"British Virgin Islands",0,0,0]
[null,null,"Cananda",0,0,0]
[null,null,"Cayman Islands",0,0,0]
[null,null,"Channel Islands",0,0,0]
[null,null,"China",0,0,0]
[null,null,"Commonwealth of Dominica",0,0,0]
[null,null,"Costa Rica ",0,0,0]
[null,null,"Czech Republic",0,0,0]
[null,null,"Denmark",0,0,0]
[null,null,"Dominican Republic",0,0,0]
[null,null,"England",0,0,0]
[null,null,"Europe",0,0,0]
[null,null,"Finland",0,0,0]
[null,null,"France",0,0,0]
[null,null,"Germany ",0,0,0]
[null,null,"Greece",0,0,0]
[null,null,"Grenada",0,0,0]
[null,null,"Guadeloupe",0,0,0]
[null,null,"Guatemala",0,0,0]
[null,null,"Guyana",0,0,0]
[null,null,"Hawaii",0,0,0]
[null,null,"Holland",0,0,0]
[null,null,"Hong Kong",0,0,0]
[null,null,"Ireland",0,0,0]
[null,null,"Isreal",0,0,0]
[null,null,"Italy",0,0,0]
[null,null,"Jamaica",0,0,0]
[null,null,"Japan",0,0,0]
[null,null,"Lithuania",0,0,0]
[null,null,"Malta",0,0,0]
[null,null,"Martinique",0,0,0]
[null,null,"Mexico",0,0,0]
[null,null,"Montserrat",0,0,0]
[null,null,"Morocco",0,0,0]
[null,null,"Netherland Antillies",0,0,0]
[null,null,"Nevis",0,0,0]
[null,null,"New Zealand",0,0,0]
[null,null,"Norfold Is Pacific",0,0,0]
[null,null,"Norway",0,0,0]
[null,null,"Other",0,0,0]
[null,null,"Peru",0,0,0]
[null,null,"Portugal",0,0,0]
[null,null,"Puerto Rico",0,0,0]
[null,null,"Republic of Estonia",0,0,0]
[null,null,"Republic of Moldova",0,0,0]
[null,null,"Republic of Panama",0,0,0]
[null,null,"Scotland",0,0,0]
[null,null,"Seychelles",0,0,0]
[null,null,"Singapore",0,0,0]
[null,null,"Spain",0,0,0]
[null,null,"St Croix",0,0,0]
[null,null,"St. Kitts",0,0,0]
[null,null,"St. Lucia",0,0,0]
[null,null,"St. Martin",0,0,0]
[null,null,"St. Thomas USVI",0,0,0]
[null,null,"St. Vincent",0,0,0]
[null,null,"Sweden",0,0,0]
[null,null,"Switzerland",0,0,0,0]
[null,null,"Thailand",0,0,0,0]
[null,null,"The Netherlands",0,0,0,0]
[null,null,"Tortola BVI",0,0,0,0]
[null,null,"Trinidad",0,0,0,0]
[null,null,"Turks & Caicos",0,0,0,0]
[null,null,"United Kingdom",0,0,0,0]
[null,null,"United States",0,0,0,0]
[null,null,"Venezuela",0,0,0,0]
[]
[null,null,"TOTAL",0,0,0]

{"sheet":"Sup. C & D","index":5,"n_rows":56,"n_cols":16,"rows_kept":56,"cut":false,"hidden":false,"merged":[[49,0,49,2],[49,7,49,8],[41,6,41,7],[41,3,41,5],[37,0,37,13],[7,10,7,12],[1,1,1,12],[39,0,39,13],[41,10,41,12],[2,0,2,12],[4,0,4,13],[5,0,5,13]],"flags":["formulas_cached_only"]}
[]
[null,0]
["S U P P L E M E N T  C"]
[]
["*INTEREST RATES ON DEPOSITS AND LOANS"]
[]
[]
[{"$nulls":7},"R E G U L A R",null,null," S P E C I A L",null,null,null," "]
[{"$nulls":6},"Minimum",null,"Maximum",null,"Minimum",null,"Maximum",null,null," "]
[]
[null,"Time Deposits"]
[null,"   - Up to 3 months"]
[null,"   - Over 3 months to 6 months   "]
[null,"   - Over 6 months to 12 months"]
[null,"   - Over 1 year to 2 years"]
[null,"   - Over 2 years"]
[]
[null,"Other Deposits"]
[null,"   - Savings (All savings deposit products)"]
[null,"   - Demand (All demand deposit products)"]
[null,"   - Special deposit accounts"]
[]
[null,"Lending Rates"]
[null,"   - Prime Rate"]
[null,"   - Other Rates, Range"]
[]
[null,"OTHER"]
[]
[null,"Add-on Loans, Range"]
[null,"   - Nominal Interest Rate"]
[null,"   - Effective Interest Rate"]
[]
[null,"Length of Loan Period, Range"]
[]
[]
["* Interest rates are based on an average rate for the time band.  "]
[]
["S U P P L E M E N T   D"]
[]
["DEPOSITS AND CREDITS CLASSIFIED BY SIZE"]
[null,null,null,"                          (in thousands of United States dollars rounded to the nearest dollar)"]
[null,null,null,"DEPOSITS SIZE",{"$nulls":6},"CREDITS SIZE"]
[null,null,null,"No. of",null,"Amount",null,null,null," ","     No. of",null,"Amount"]
[null,null,null,"Accounts",null,"$",null,null,null," ","  Accounts",null,"$"]
[]
["Up to 25",{"$nulls":6},"Up to 25"]
["Over 25 - 50",{"$nulls":6},"Over 25 - 50"]
["Over 50 - 100",{"$nulls":6},"Over 50 - 100"]
["Over 100 - 500",{"$nulls":6},"Over 100 - 500"]
["Over 500 - 1000",{"$nulls":6},"Over 500 - 1000"]
["Over 1000",{"$nulls":6},"Over 1000"]
[]
[" Totals",null,null,0,null,0,{"$nulls":4},0,null,0]
[]
[null,"* Credits are Loans, Advances, Overdrafts, Credit Cards, and Bills Discounted"]
[null,"*Note:  Total Deposits should be equal to Item 1 and Total Credits should be equal to Item 14."]

{"sheet":"Sup. E","index":6,"n_rows":29,"n_cols":11,"rows_kept":29,"cut":false,"hidden":false,"merged":[[1,1,1,10],[2,1,2,10],[3,1,3,10],[5,1,5,3],[5,7,5,10],[6,1,6,3],[6,7,6,10],[7,4,7,5],[7,7,7,8],[8,4,8,5],[8,7,8,8],[9,4,9,5],[9,7,9,8],[10,4,10,5],[10,7,10,8],[11,4,11,5],[11,7,11,8],[12,4,12,5],[12,7,12,8],[13,4,13,5],[13,7,13,8],[14,4,14,5],[14,7,14,8],[15,4,15,5],[15,7,15,8],[16,4,16,5],[16,7,16,8],[17,4,17,5],[17,7,17,8],[18,4,18,5],[18,7,18,8],[19,4,19,5],[19,7,19,8],[20,4,20,5],[20,7,20,8],[21,4,21,5],[21,7,21,8],[22,4,22,5],[22,7,22,8],[23,4,23,5],[23,7,23,8],[24,4,24,5],[24,7,24,8],[25,4,25,5],[25,7,25,8],[28,4,28,5],[28,7,28,8],[26,4,26,5],[26,7,26,8],[27,4,27,5],[27,7,27,8]],"flags":["formulas_cached_only"]}
[]
[null,0]
[null,"   QUARTERLY STATEMENT OF ASSETS AND LIABILITIES BY RESIDENTS OF (NAME OF COUNTRY) AND ECCU"]
[null,"Supplement E"]
[]
[null,"",{"$nulls":5},""]
[null,"Quarter Ended",{"$nulls":5},"Offshore Financial Institution"]
[{"$nulls":4},"Amounts from IB 1 and IB 1 Cont'd From Residents of (NAME OF COUNTRY)",null,null,"Amounts from IB 1 and IB 1 Cont'd From Residents of the ECCU, Including those in (NAME OF COUNTRY)"]
[null,"LIABILITIES",{"$nulls":8},""]
[null,"1.","DEPOSITS"]
[null,"2.","DUE TO SUBSIDIARIES AND AFFILIATES"]
[null,"3.","DUE TO BANKS (exclude subsidiaries & affiliates)"]
[null,"4.","DEBENTURES"]
[null,"5.","OTHER BORROWINGS"]
[null,"6.","OTHER LIABILITIES"]
[null,7,"TOTAL LIABILITIES",null,0,null,null,0]
[null,"ASSETS"]
[null,"11.","CASH IN HAND"]
[null,"12.","DUE FROM SUBSIDIARIES AND AFFILIATES"]
[null,"13.","DUE FROM BANKS (exclude subsidiaries & affiliates)"]
[null,"14.","LOANS, ADVANCES AND BILLS DISCOUNTED"]
[null,"15.","INVESTMENTS"]
[null,"16.","FIXED ASSETS AND INVESTMENT PROPERTY (net)"]
[null,"17.","INTANGIBLE ASSETS"]
[null,"18.","OTHER ASSETS"]
[null,"19.","PROVISION FOR LOSSES ON ASSETS"]
[null,"20.","TOTAL ASSETS",null,0,null,null,0]
[]
[null,"21.","OFF-BALANCE SHEET"]

{"sheet":"Sup. F","index":7,"n_rows":42,"n_cols":6,"rows_kept":42,"cut":false,"hidden":false,"merged":[[1,2,1,5],[2,2,2,5],[0,2,0,5]],"flags":["formulas_cached_only"]}
[null,null,0]
[null,null,"STATEMENT OF LOANS BY ECONOMIC SECTOR"]
[null,null,"Supplement F"]
[]
[null,null,"",null,null,""]
[null,null,"Offshore Financial Institution",null,null,"Quarter Ended"]
[]
[null,null,"ECONOMIC ACTIVITY BY SECTOR","Number","Amount","Percentage of Total Loans"]
[null,null,"Agriculture"]
[null,null,"Tree crops (Traditional crops and fruit trees)"]
[null,null,"Livestock"]
[null,null,"Forestry"]
[null,null,"Others"]
[null,null,"Fisheries"]
[null,null,"Mining and Quarrying"]
[null,null,"Manufacturing"]
[null,null,"Building Materials & Metal Work"]
[null,null,"Food & Non-Alcoholic Beverages"]
[null,null,"Alcoholic Beverages & Tobacco"]
[null,null,"Clothing & Accessories"]
[null,null,"Furniture"]
[null,null,"Other manufactured products"]
[null,null,"Construction & Land Development"]
[null,null,"Distributive Trade ( Wholesale & Retail)"]
[null,null,"Tourism"]
[null,null,"Entertainment & Catering "]
[null,null,"Transportation"]
[null,null,"Public Administration "]
[null,null,"Professional and other Services"]
[null,null,"Other Commercial Loans"]
[null,null,"Personal"]
[null,null,"Land Purchase"]
[null,null,"Home Construction"]
[null,null,"Home Renovations"]
[null,null,"Purchase of a Home"]
[null,null,"Durable Consumer Goods"]
[null,null,"Education"]
[null,null,"Medical"]
[null,null,"Travel"]
[null,null,"Vehicle Purchase"]
[null,null,"Other Personal "]
[null,null,"TOTAL",null,null,1]

{"sheet":"Sup. G","index":8,"n_rows":15,"n_cols":7,"rows_kept":15,"cut":false,"hidden":false,"merged":[[1,0,1,9],[6,0,6,2],[6,6,6,9],[2,0,2,9],[3,0,3,9],[5,0,5,2],[5,6,5,9]],"flags":["formulas_cached_only"]}
[]
[0]
["                     QUARTERLY STATEMENT OF ASSETS AND LIABILITIES BY RESIDENTS OF (NAME OF COUNRTY) AND ECCU"]
["Supplement G"]
[]
["",{"$nulls":5},""]
["Quarter Ended",{"$nulls":5},"Offshore Financial Institution"]
[]
["Reconcilation of Reserves for Loan Losses"]
["Total Reserve for Loan Losses, Beginning of Year"]
["YTD Provision Expense"]
["YTD Write-offs"]
["YTD Recoveries"]
["Other (explain) (enter as a neg. no. if minus)"]
["Total Reserve for Loan Losses, End of Period"]

{"sheet":"IB 2","index":9,"n_rows":94,"n_cols":13,"rows_kept":94,"cut":false,"hidden":false,"merged":[[1,1,1,12],[4,1,4,12],[7,1,7,5],[3,1,3,10],[83,9,83,12],[8,1,8,5],[7,7,7,9],[8,7,8,9],[11,11,11,12],[11,8,11,9]],"flags":["formulas_cached_only"]}
[]
[null,0]
[]
[null," YEAR-TO-DATE  STATEMENT OF INCOME, EXPENSES AND PROFIT & LOSS APPROPRIATION",{"$nulls":10},"      FORM IB 2"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[]
[null,"00:00:00",{"$nulls":5},""]
[null,"Quarter Ended",{"$nulls":5},"Offshore Financial Institution"]
[]
[null,"All Information is YTD."]
[{"$nulls":8},"00:00:00"]
[]
[null,"A. NET INTEREST AND OTHER INCOME"]
[null,null,"1. Interest Income from Financial Assets:",{"$nulls":6},0,null,null,0]
[{"$nulls":4},"a. Interest on Loans:",{"$nulls":4},0,null,null,0]
[{"$nulls":5},"i. Commercial Loans",null,null,null,0,null,null,0]
[{"$nulls":5},"ii. Personal Loans",null,null,null,0,null,null,0]
[{"$nulls":5},"iii. Other Financial Institutions (Non Deposit taking)",null,null,null,0,null,null,0]
[{"$nulls":5},"iv. Loans to Commercial Banks",null,null,null,0,null,null,0]
[{"$nulls":5},"v. Loans to Subsidiaries and Affiliates",null,null,null,0,null,null,0]
[{"$nulls":5},"vi. Other",null,null,null,0,null,null,0]
[{"$nulls":5},"vii. Governments",null,null,null,0,null,null,0]
[{"$nulls":4},"b. Interest on Balances with Financial Institutions"]
[{"$nulls":4},"c. Interest on Investments :",{"$nulls":4},0,null,null,0]
[{"$nulls":5},"i. US Treasury Bills & Bond, and other US securities",null,null,null,0,null,null,0]
[{"$nulls":5},"ii. Other Govt., Statutory Bodies & Gov't Corporation securities",null,null,null,0,null,null,0]
[{"$nulls":5},"iii. Corporate (private sector) securities",null,null,null,0,null,null,0]
[{"$nulls":5},"iv. Subsidiaries & Affiliates",null,null,null,0,null,null,0]
[{"$nulls":5},"v. Other",null,null,null,0,null,null,0]
[{"$nulls":4},"d. Dividend Income "]
[{"$nulls":4},"e. Other Interest Income "]
[]
[null,null,"2. Expenses on Financial Liabilities:",{"$nulls":6},0,null,null,0]
[{"$nulls":4},"a. Interest on Deposits:",{"$nulls":4},0,null,null,0]
[{"$nulls":5},"i Demand",null,null,null,0,null,null,0]
[{"$nulls":5},"ii Time",null,null,null,0,null,null,0]
[{"$nulls":5},"iii. Savings",null,null,null,0,null,null,0]
[{"$nulls":5},"iv Other",null,null,null,0,null,null,0]
[{"$nulls":4},"b. Interest on Deposits and Loans from Financial Institutions"]
[{"$nulls":4},"c. Interest on Capital Notes and Long Term Loans"]
[{"$nulls":4},"d.  Interest on Due from Subsidiaries and Affiliates"]
[{"$nulls":4},"e. Interest on Other Financial Liabilities"]
[]
[{"$nulls":6},"NET INTEREST INCOME (LOSS)",null,null,0,null,null,0]
[]
[]
[null,null,"3. Operating Income (net)",{"$nulls":6},0,null,null,0]
[{"$nulls":4},"a. Services and Commissions income"]
[{"$nulls":4},"b. Gain (Loss) from Dealing Securities"]
[{"$nulls":4},"c. Gain (Loss) from Investment Securities"]
[{"$nulls":4},"d. Gain (Loss) from Foreign Exchange Trading"]
[{"$nulls":4},"e. Gain (Loss) from Foreign Exchange Translation"]
[{"$nulls":4},"f. Gain (Loss) on Sales of Fixed Assets"]
[{"$nulls":4},"g. Credit, Debit, Stored Value Card income"]
[{"$nulls":4},"h. Brokerage, Private Banking, & Wealth Management fees"]
[{"$nulls":4},"i. Other Income"]
[]
[null,"B. NON INTEREST EXPENSES"]
[]
[null,null,"1. Operating Expenses",{"$nulls":6},0,null,null,0]
[null,null,null,"a. Personnel Expenses",{"$nulls":5},0,null,null,0]
[{"$nulls":5},"i. Wages & Salaries "]
[{"$nulls":5},"ii. Other Personnel Expenses"]
[null,null,null,"b. Occupancy and Maintenance Expenses "]
[null,null,null,"c. Depreciation and Amortization"]
[null,null,null,"d. Management Fees "]
[null,null,null,"e.  Government and Regulatory Fees "]
[null,null,null,"f.  Bank Development, Consultation, and Marketing Expenses"]
[null,null,null,"g. Other "]
[]
[null,null,"2. Provision for Losses",{"$nulls":6},0,null,null,0]
[null,null,null,"a. Loans and Advances, credit card, and overdrafts"]
[null,null,null,"b. Investments"]
[null,null,null,"c. Other"]
[]
[null,"C. NET INCOME (LOSS) BEFORE TAXES",{"$nulls":7},0,null,null,0]
[]
[null,null,"1. Taxes"]
[]
[]
[null,"D. NET INCOME (LOSS) AFTER TAXES",{"$nulls":7},0,null,null,0]
[]
[{"$nulls":9},"Continued Overleaf"]
{"$rows_empty":9}
[{"$nulls":12}," "]

{"sheet":"IB 2 Cont'd","index":10,"n_rows":44,"n_cols":16,"rows_kept":44,"cut":false,"hidden":false,"merged":[[1,0,1,15],[37,1,37,3],[0,0,0,15],[41,5,41,7],[43,5,43,7],[29,0,30,15],[37,5,37,7],[39,5,39,7]],"flags":["formulas_cached_only"]}
[0]
["STATEMENT OF SHAREHOLDER'S EQUITY"]
[{"$nulls":5},"Retained Earnings",null,"Statutory Reserves",null,"Capital Reserves",null,"Revaluation Reserves",null,"General Reserves",null,"Unrealized Gains and Losses on available-for-sale securities"]
[]
["E.  RETAINED EARNINGS AND RESERVES"]
[null,"a. Opening Balance as at January 00, 1900"]
[null,"b Net Income (Loss) for the year"]
[null,"c. Dividends",null,null,null,0,null,0,null,0,null,0,null,0,null,0]
[null,null,"i. Payable Locally (Name of Country)"]
[null,null,"ii. Payable Overseas"]
[]
[null,"d. Appropriation/reduction to/from Reserves"]
[]
[null,"e. Repatriation of Profits"]
[]
[null,"f. Balance carried forward",null,null,null,0,null,0,null,0,null,0,null,0,null,0]
[]
[null,"g. Opening Balance as at January 00, 1900"]
[null,"h. Net Income (Loss) for the year"]
[null,"i. Dividends",null,null,null,0,null,0,null,0,null,0,null,0,null,0]
[null,null,"i. Payable Locally (Name of Country)"]
[null,null,"ii. Payable Overseas"]
[]
[null,"j. Appropriation/reduction to/from Reserves"]
[]
[null,"k. Repatriation of Profits"]
[]
[null,"l. Balance carried forward",null,null,null,0,null,0,null,0,null,0,null,0,null,0]
[]
["    Please ensure that the totals correspond to figures of the audited statement of Profit and Loss Account and Retained Earnings."]
[]
[]
[]
[]
["We declare that the foregoing is made up from the books of the Bank and that to the best of our knowledge and belief it is correct."]
[]
[]
[null,"Name:"]
[]
[null,null,null,"Signed:"]
[]
[null,null,null,"Designation:"]
[]
[null,null,null,"Date:"]

{"sheet":"IB 3","index":11,"n_rows":34,"n_cols":10,"rows_kept":34,"cut":false,"hidden":false,"merged":[[9,6,10,6],[9,8,10,8],[31,0,31,1],[31,3,31,4],[9,2,10,2],[10,0,10,1],[9,0,9,1],[0,0,0,9],[9,7,10,7],[5,0,5,1],[6,0,6,1],[3,0,3,9],[9,9,10,9],[6,4,6,7],[5,4,5,7],[2,0,2,7],[9,5,10,5]],"flags":["formulas_cached_only"]}
[0]
[]
["                             TWENTY LARGEST DEPOSITORS OR GROUP OF RELATED DEPOSITORS ",{"$nulls":8},"FORM IB 3"]
["(in United States dollars rounded to the nearest dollar - Ranked in decending order)"]
[]
["",null,null,null,""]
["Quarter Ended",null,null,null,"Offshore Financial Institution"]
[]
[]
[null,null,"Number of Accounts",null,null," Balance at Reporting Date","Related Account (Y / N)","Maturity Date","% of Total","% of Capital Base"]
["Customer ID #",null,null,"Currency","Category"]
[1,{"$nulls":7},{"$error":"#DIV/0!"},0]
[2,{"$nulls":7},{"$error":"#DIV/0!"},0]
[3,{"$nulls":7},{"$error":"#DIV/0!"},0]
[4,{"$nulls":7},{"$error":"#DIV/0!"},0]
[5,{"$nulls":7},{"$error":"#DIV/0!"},0]
[6,{"$nulls":7},{"$error":"#DIV/0!"},0]
[7,{"$nulls":7},{"$error":"#DIV/0!"},0]
[8,{"$nulls":7},{"$error":"#DIV/0!"},0]
[9,{"$nulls":7},{"$error":"#DIV/0!"},0]
[10,{"$nulls":7},{"$error":"#DIV/0!"},0]
[11,{"$nulls":7},{"$error":"#DIV/0!"},0]
[12,{"$nulls":7},{"$error":"#DIV/0!"},0]
[13,{"$nulls":7},{"$error":"#DIV/0!"},0]
[14,{"$nulls":7},{"$error":"#DIV/0!"},0]
[15,{"$nulls":7},{"$error":"#DIV/0!"},0]
[16,{"$nulls":7},{"$error":"#DIV/0!"},0]
[17,{"$nulls":7},{"$error":"#DIV/0!"},0]
[18,{"$nulls":7},{"$error":"#DIV/0!"},0]
[19,{"$nulls":7},{"$error":"#DIV/0!"},0]
[20,{"$nulls":7},{"$error":"#DIV/0!"},0]
["TOTAL",null,0,null,null,0,null,null,{"$error":"#DIV/0!"},0]
[]
["*Customer ID - Customer's Identification Number (the number that is unique to the customer)"]

{"sheet":"IB 4","index":12,"n_rows":66,"n_cols":15,"rows_kept":66,"cut":false,"hidden":false,"merged":[[12,0,12,1],[12,5,14,5],[12,8,14,8],[2,0,2,13],[3,0,3,13],[6,8,6,11],[5,8,5,11],[5,0,5,2],[6,0,6,2],[44,2,44,7],[39,0,39,14],[35,0,35,1],[13,0,13,1],[14,0,14,1],[12,10,13,10],[12,4,14,4],[12,7,14,7],[12,13,13,14],[12,6,14,6],[58,2,58,7],[52,2,52,7],[1,0,1,14],[63,1,63,11],[48,2,48,7],[47,2,47,7],[49,2,49,7],[42,1,42,7],[46,2,46,7],[45,2,45,7],[65,2,66,11],[54,2,54,7],[53,2,53,7],[60,2,60,7],[50,2,50,7],[56,2,56,7],[57,2,57,7],[59,2,59,7],[51,2,51,7],[55,2,55,7]],"flags":["formulas_cached_only"]}
[]
[0]
["TWENTY  LARGEST BORROWERS OR GROUP OF RELATED BORROWERS",{"$nulls":13},"FORM IB 4"]
["(in United States dollars rounded to the nearest dollar - Ranked in decending order)"]
[]
["",{"$nulls":7},""]
["Quarter Ended ",{"$nulls":7},"Offshore Financial Institution"]
[]
[]
[]
[]
[]
[{"$nulls":4}," Balance at Reporting Date","% of Total","% of  Capital Base","Highest Balance During Reporting Period","Related Accounts                (Y / N)",null,"Maturity Date of the largest line",null,null,"Nature and Current Value of Security"]
["Customer",null," No of",{"$nulls":6},"Unused",null," Amounts in ","Specific"]
["ID #",null,"Accounts","Currency",{"$nulls":5},"Commitments","(dd-mm-yy)","Arrears","Provisions","1TYPE","AMOUNT"]
[1,{"$nulls":4},{"$error":"#DIV/0!"},0]
[2,{"$nulls":4},{"$error":"#DIV/0!"},0]
[3,{"$nulls":4},{"$error":"#DIV/0!"},0]
[4,{"$nulls":4},{"$error":"#DIV/0!"},0]
[5,{"$nulls":4},{"$error":"#DIV/0!"},0]
[6,{"$nulls":4},{"$error":"#DIV/0!"},0]
[7,{"$nulls":4},{"$error":"#DIV/0!"},0]
[8,{"$nulls":4},{"$error":"#DIV/0!"},0]
[9,{"$nulls":4},{"$error":"#DIV/0!"},0]
[10,{"$nulls":4},{"$error":"#DIV/0!"},0]
[11,{"$nulls":4},{"$error":"#DIV/0!"},0]
[12,{"$nulls":4},{"$error":"#DIV/0!"},0]
[13,{"$nulls":4},{"$error":"#DIV/0!"},0]
[14,{"$nulls":4},{"$error":"#DIV/0!"},0]
[15,{"$nulls":4},{"$error":"#DIV/0!"},0]
[16,{"$nulls":4},{"$error":"#DIV/0!"},0]
[17,{"$nulls":4},{"$error":"#DIV/0!"},0]
[18,{"$nulls":4},{"$error":"#DIV/0!"},0]
[19,{"$nulls":4},{"$error":"#DIV/0!"},0]
[20,{"$nulls":4},{"$error":"#DIV/0!"},0]
["TOTAL",null,0,null,0,{"$error":"#DIV/0!"},0,0,null,0,null,0,0,null,0]
[]
[null,"* Report Customer Identification Number for customers with the largest balance in each group"]
[null,"                                                                                                                                                                                                                                                                                                                                                                                         "]
["Report the cumulative outstanding balances of the bank's twenty borrowers or borrower groups in descending order"]
[]
[]
[null,"1The following short-names should be used to list the type of securities:"]
[]
[null,"SI","SHARE INTEREST"]
[null,"BD","BONDS/DEBENTURES"]
[null,"EQ","EQUIPMENT/VEHICLES (Including Furniture and Fittings)"]
[null,"SG","PERSONAL GUARANTEE(S)"]
[null,"RE","REAL ESTATE (Including Buildings)"]
[null,"BL","BUILDINGS"]
[null,"SA","SALARY ASSIGNMENT"]
[null,"IA","INCOME/REVENUE ASSIGNMENT"]
[null,"AC","AIRCRAFT"]
[null,"CS","CASH COLLATERAL"]
[null,"IN","INSURANCE (Cash Surrender Value of life insurance only)"]
[null,"RC","RECEIVABLES AND OTHER DEBITS"]
[null,"IV","INVESTMENTS (Brokered, Mutual Funds, Other)"]
[null,"IT","INVENTORY"]
[null,"PE","PLANT AND EQUIPMENT"]
[null,"UN","UNSECURED"]
[null,"OT","OTHER"]
[]
[]
[null,"Indicate a combination of the above where applicable e.g. personal guarantee supported by inventory should be PG/IT."]
[]
[null,"NB:","The current value should be the most recent “Professional or the Manager's Valuation” for the assigned collateral and not the “Stamped to Secure Value”."]

{"sheet":"IB 5","index":13,"n_rows":137,"n_cols":13,"rows_kept":137,"cut":false,"hidden":false,"merged":[[7,0,7,1],[7,9,7,11],[4,0,4,9],[3,0,3,9],[7,5,7,8],[8,6,8,7],[8,0,8,1],[12,1,13,1],[12,4,13,4],[12,11,13,11],[46,1,46,6],[44,1,44,6],[12,3,13,3],[1,1,1,11],[8,9,8,11],[12,2,13,2],[12,10,13,10],[12,6,13,6],[12,8,13,8],[12,9,13,9],[12,5,13,5],[10,1,10,11],[12,7,13,7]],"flags":["formulas_cached_only"]}
[]
[null,0]
[]
["   ANALYSIS OF INVESTMENTS",{"$nulls":10},"FORM IB 5"]
["(in United States dollars rounded to the nearest dollar)"]
[]
[]
["",{"$nulls":4},""]
["Quarter Ended ",{"$nulls":5},"Offshore Financial Institution"]
[]
[null,"Detail the inidividual accounts which correspond to Item 15 on Forn IB 1 Cont'd as at the reporting date"]
[]
[null,"Type","Currency","Country                      of issuance","Intermediary/ Broker/ Issuer","Moody's rating","Initial Value (Initial Cost or Fair Value)","Balance Sheet Value             (Fair Value or Amortised Cost)","Average Interest Rate","Maturity Date                    (dd-mm-yy)","Pledged Amount","Provision Held "]
[]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[{"$nulls":12},0]
[null,"TOTAL",{"$nulls":4},0,0,null,null,0,0]
[]
[{"$nulls":6},"1. Report range for the quarter where applicable"]
[{"$nulls":6},"2. Maturity dates i.e. Redemption dates/Conversion dates"]
[]
[null,"NAME OF SRU"]
[]
[null,"   ISSUER/BROKER, COUNTRY, &  INVESTMENT TYPE CONCENTRATION                                  RISK ASSESSMENT"]
[]
[]
[]
[null,"Issuer/Broker Name (used in drop down box above)",null,"Total Investment  with Issuer/Broker","Total Market Value of Investment with Issuer/Broker","% of Bk Value","% of Capital Base"]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[]
[null,"TOTALS",null,0,0,0,0]
[]
[]
[null,"Country of Issuance (used in drop down box above)",null,"Total Investment  with Country","Total Market Value of Investment  with Country","% of Bk Value","% of Capital Base"]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[null,null,null,0,0,"N/A",0]
[]
[null,"TOTALS",null,0,0,0,0]
[]
[]
[null,"Investment Type","% of Total","Book Value Amount","Fair Value Amount"]
[]
[null,"Treasury Bills",{"$error":"#DIV/0!"},0,0]
[null,"Treasury Bonds",{"$error":"#DIV/0!"},0,0]
[null,"Mutual Fund",{"$error":"#DIV/0!"},0,0]
[null,"Brokerage Account",{"$error":"#DIV/0!"},0,0]
[null,"Private Bonds",{"$error":"#DIV/0!"},0,0]
[null,"Government Bonds",{"$error":"#DIV/0!"},0,0]
[null,"Commercial Paper",{"$error":"#DIV/0!"},0,0]
[null,"Fixed Deposits",{"$error":"#DIV/0!"},0,0]
[null,"Fixed Income Securities",{"$error":"#DIV/0!"},0,0]
[null,"Equity Securities",{"$error":"#DIV/0!"},0,0]
[null,"Hybrid Securities",{"$error":"#DIV/0!"},0,0]
[null,"Gold",{"$error":"#DIV/0!"},0,0]
[null,"Silver",{"$error":"#DIV/0!"},0,0]
[null,"Copper",{"$error":"#DIV/0!"},0,0]
[null,"Diamond",{"$error":"#DIV/0!"},0,0]
[null,"Platinum",{"$error":"#DIV/0!"},0,0]
[null,"Commodities",{"$error":"#DIV/0!"},0,0]
[null,"Other",{"$error":"#DIV/0!"},0,0]
[]
[null,"TOTALS",{"$error":"#DIV/0!"},0,0]
[]
[]
[]
["Aaa"]
["Aa"]
["Aa1"]
["Aa2"]
["Aa3"]
["A1"]
["A2"]
["A3"]
["Baa"]
["Baa1"]
["Baa2"]
["Baa3"]
["Ba"]
["Ba1"]
["Ba2"]
["Ba3"]
["B"]
["B1"]
["B2"]
["B3"]
["Caa"]
["Caa1"]
["Caa2"]
["Caa3"]
["Ca"]
["C"]
["NR"]

{"sheet":"IB 6","index":14,"n_rows":56,"n_cols":13,"rows_kept":56,"cut":false,"hidden":false,"merged":[[33,8,33,12],[35,4,35,5],[41,0,41,12],[36,4,36,5],[37,4,37,5],[38,4,38,5],[39,4,39,5],[1,0,1,12],[22,1,23,1],[22,2,22,7],[33,2,33,7],[22,0,23,0],[33,0,34,0],[33,1,34,1],[30,0,31,12],[22,8,22,12],[34,4,34,5],[3,0,3,11],[12,2,12,7],[12,1,13,1],[12,8,12,12],[10,0,11,12],[4,0,4,12],[7,4,7,9],[8,4,8,9],[12,0,13,0]],"flags":["formulas_cached_only"]}
[]
[0]
[]
["                       AGEING, PAST DUE, & RESTRUCTURED LOANS REPORT",{"$nulls":11},"FORM IB 6"]
["                (in United States dollars rounded to the nearest dollar)"]
[]
[]
["",null,null,null,""]
["Quarter Ended ",null,null,null,"Offshore Financial Institution"]
[]
[" DEBT IN ARREARS"]
[]
["Credits in Arrears","Estimated Loss percentage","Loans and Advances 1",{"$nulls":5},"Non-Performing Overdrafts"]
[null,null,"Additional Estimated provision ","No. of Accounts","Balances Outstanding","Arrears","Current Security Value","Provision for loss","Additional Estimated provision ","No. of Accounts","Balances Outstanding","Current Security Value","Provision for loss"]
["(a) 1 - 89 days",0,0,{"$nulls":5},0]
["(b) 90 - 179 days",0.2,0,{"$nulls":5},0]
["(c) 180 - 365 days",0.5,0,{"$nulls":5},0]
["(d) Over 365 days",1,0,{"$nulls":5},0]
["TOTAL",null,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"1 includes Bills Discounted"]
[]
[]
["Credits in Arrears","Estimated Loss percentage","Credit Cards",{"$nulls":5},"Other"]
[null,null,"Additional Estimated provision ","No. of Accounts","Balances Outstanding","Arrears","Current Security Value","Provision for loss","Additional Estimated provision ","No. of Accounts","Balances Outstanding","Current Security Value","Provision for loss"]
["(a) 1 - 89 days",0,0,{"$nulls":4},0,0]
["(b) 90 - 179 days",0.1,0,{"$nulls":5},0]
["(c) 180 - 365 days",0.5,0,{"$nulls":5},0]
["(d) Over 365 days",1,0,{"$nulls":5},0]
["TOTAL",null,0,0,0,0,0,0,0,0,0,0,0]
[]
["PAST DUE AND REFINANCED/RESTRUCTURED DEBT"]
[]
[]
["Credits past due","Estimated Loss percentage","PAST DUE",{"$nulls":5},"*REFINANCED AND RESTRUCTURED"]
[null,null,"Additional Estimated provision ","No. Of Accounts","Balances Outstanding",null,"Current Security Value","Loan Loss Provision","Additional Estimated provision ","No. Of Accounts","Balances Outstanding","Current Security Value","Loan Loss Provision"]
["(a) 1 - 89 days",0.3,0,{"$nulls":5},0]
["(b) 90 - 179 days",0.7,0,{"$nulls":5},0]
["(c) 180 - 365 days",1,0,{"$nulls":5},0]
["(d) Over 365 days",1,0,{"$nulls":5},0]
["TOTAL",null,0,0,0,null,0,0,0,0,0,0,0]
[]
["*Refinanced and restructured loans and advances are loans and advances where the original terms of the loans were changed to favour the borrower.  Moratoriums, debt forgiveness, interest wavers, and maturity extensions, and replacement loans (new loan replacing old loan)"]
{"$rows_empty":8}
["Description","Regulatory Provision","Current Provision","Difference"]
["Credit Card",0,0,0]
["Loans and Advances",0,0,0]
["Other Advances",0,0,0]
["Past Due Accounts",0,0,0]
["Refinanced/Restructured Debt",0,0,0]

{"sheet":"IB 7","index":15,"n_rows":41,"n_cols":14,"rows_kept":41,"cut":false,"hidden":false,"merged":[[13,1,13,4],[14,1,14,4],[39,3,39,10],[19,1,19,4],[31,1,31,4],[28,1,28,4],[27,1,27,4],[30,1,30,4],[16,1,16,4],[7,1,7,3],[15,1,15,4],[2,0,2,11],[3,0,3,11],[6,6,6,11],[7,6,7,11],[10,9,11,9],[10,10,11,10],[10,11,11,11],[10,7,11,7],[1,1,1,13],[10,12,11,12],[32,1,32,4],[29,1,29,4],[17,1,17,4],[10,1,11,4],[10,8,11,8],[10,6,11,6],[24,1,25,4],[6,1,6,3]],"flags":["formulas_cached_only"]}
[]
[null,0]
["MATURITY DISTRIBUTION OF FINANCIAL ASSETS AND LIABILITIES",{"$nulls":12},"FORM IB 7"]
["(in United States dollars rounded to the nearest dollar)"]
[]
[]
[null,"",{"$nulls":4},""]
[null,"Quarter Ended",{"$nulls":4},"Offshore Financial Institution"]
[]
[]
[null,"Financial Assets",{"$nulls":4},"0 to 3 Months","> 3 Months <= 1 year","> 1 Year <= 3 years","> 3 Year <= 5 years","> 5 Year <= 10 years","Over 10 years","Overdue","TOTAL"]
[]
[]
[null,"Cash in Hand",{"$nulls":11},0]
[null,"Due from Subsidiaries and Affiliates",{"$nulls":11},0]
[null,"Due From Banks (exclude subsidiaries and affiliates",{"$nulls":11},0]
[null,"Loans and Advances and Bills Discounted (include doubtful and loss loss loans and any loans over 180 days past due in the Overdue column)",{"$nulls":11},0]
[null,"Investments",{"$nulls":11},0]
[null,"Fixed Assets and Investment Property",{"$nulls":11},0]
[null,"Other Assets (include goodwill in the \"Over 10 year\" column)",{"$nulls":11},0]
[]
[null,"TOTAL",{"$nulls":4},0,0,0,0,0,0,0,0]
[]
[]
[null,"Financial Liabilities"]
[]
[]
[null,"*Deposits",{"$nulls":11},0]
[null,"Due to Subsidiaries and Affiliates",{"$nulls":11},0]
[null,"Due to Banks (exclude due to subsidiaries and affiliates)",{"$nulls":11},0]
[null,"Debentures",{"$nulls":11},0]
[null,"Other Borrowings",{"$nulls":11},0]
[null,"Other Liabilities",{"$nulls":11},0]
[]
[null,"TOTAL",{"$nulls":4},0,0,0,0,0,0,0,0]
[]
[null,"NET POSITION",{"$nulls":4},0,0,0,0,0,0,0,0]
[]
[]
[null,null,null,"Liabilities and Assets should be classified on the basis of the earliest contracted call, repayment, or maturity date."]
["* Deposits used as security for a loan should be classified in that loan's maturity bucket. "]

{"sheet":"IB 8","index":16,"n_rows":101,"n_cols":7,"rows_kept":101,"cut":false,"hidden":false,"merged":[[2,1,2,8],[3,1,3,8],[4,1,4,8],[1,1,1,8],[8,5,8,8],[8,2,8,3],[75,5,76,5],[71,5,72,5],[9,5,9,8],[9,1,9,3],[40,1,40,8],[39,1,39,8],[38,1,38,8]],"flags":["formulas_cached_only"]}
[]
[null,0]
[null,"GROSS ECONOMIC CONTRIBUTION TO (NAME OF COUNTRY)"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[{"$nulls":6},"FORM IB 8"]
[{"$nulls":6},"PART A:"]
[]
[null,null,"",null,null,0]
[null,"Quarter Ended",null,null,null,"Offshore Financial Institution"]
[]
[null,"1. ","Government Fees"]
[null,null,"(a)  ","Licence "]
[]
[null,null,"(b)  ","Company registration"]
[]
[null,null,"(c)  ","Work permit "]
[]
[null,null,"(d)  ","Stamp Duty "]
[]
[null,null,"(e)  ","Real property tax "]
[]
[null,null,"(f)  ","Custom duty "]
[]
[null,null,"(g)  ","Other"]
[]
[null,"2.","Other Administrative Expenses"]
[]
[null,"Kindly refer to the following notes when completing the above."]
[null,"Notes:"]
[null,"1.","Item (d) \"Stamp Duty\" should include all stamp duties paid to government by these institutions."]
[]
[null,"2.","With reference to \"Other Administrative Expenses\", please include such items as:  office rent;"]
[null,null,"professional fees; travel and entertainment expenses; directors' fees; insurance fees; repair"]
[null,null,"and maintenance costs; data processing charges; printing and stationary costs and"]
[null,null,"advertisement fees."]
[{"$nulls":6},"FORM IB 8"]
[{"$nulls":6},"PART B:"]
[null,"GROSS ECONOMIC CONTRIBUTION OF OFFSHORE BANKS & TRUSTS"]
[null,"COMPANIES IN (NAME OF COUNTRY)"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,"1.","Employment:",null,null,0]
[null,null,"i)","Nationals"]
[null,null,"ii)","Non-Nationals"]
[]
[null,"2.","Number of Nationals employed in:",null,null,0]
[null,null,"i)","Offshore banking "]
[null,null,"ii)","Trust Administration "]
[null,null,"iii)","Other "]
[]
[null,"3.","Number of Nationals sent abroad for training "]
[]
[null,"4.","Number of Branches"]
[]
[null,"5.","Total Operational Outlays (i+ii+iii+iv+v+vi) - [See Note Below]",null,null,0]
[null,null,"  i)","Salaries",null,0]
[null,null,null," (a) Nationals"]
[null,null,null," (b) Non-Nationals"]
[null,null,null,"  TOTAL",null,0]
[]
[null,null," ii)","Government Fees"]
[null,null,null,"(a) Licence",null,0]
[null,null,null,"(b) Company Registration",null,0]
[null,null,null,"(c) Work Permit",null,0]
[null,null,null,"(d) Stamp Duty",null,0]
[null,null,null,"(e) Property Taxes",null,0]
[null,null,null,"(f) Customs Duty",null,0]
[null,null,null,"(g) Other",null,0]
[null,null,null,"  TOTAL",null,0]
[]
[null,null," iii)","Public Utilities (electricity, water, telephone)"]
[null,null,null,"   and other communication expenses "]
[null,null,"iv)","Staff training "]
[null,null," v)","Other administrative expenses",null,0]
[null,null,"vi)","Contributions to charitable organizations/"]
[null,null,null," Scholarships "]
[]
[null,"6.","Renovation Expenses (office space only) "]
[]
[null,"7.","Capital Assets expenditures",null,null,0]
[null,null," i)  ","Investment Property"]
[null,null,"ii)  ","Acquisition of fixed assets",null,0]
[null,null,null," (a)  Land and Buildings Purchased"]
[null,null,null," (b)  Purchase of office equipment and office furniture"]
[]
[]
[null,"8.","Total Expenditure (5+6+7)",null,null,0]
[]
[null,"Notes:"]
[null,"1.","With reference to data on operational costs, you are requested to include all costs (including import payments)"]
[null,null,"incurred locally by your organization and those managed or represented by you.  Do not include expenses such as:"]
[null,null,"interest on deposits; taxes paid abroad; provision for doubtful accounts; depreciation and decline in investment"]
[null,null,"returns; or any other expenses that are made abroad."]
[]
[null,"2.","Under \"Other Administrative Expenses\" item 5 (v), please include such items as:  office rent; professional fees;"]
[null,null,"travel and entertainment expenses; directors' fees; insurance fees; repair and maintenance costs; data processing"]
[null,null,"charges; printing and stationary costs and advertisement fees."]
[]
[null,"3.","Item 5ii (d) Government Fees:  Stamp duty should represent amounts paid to Government by your institution"]
[null,null,"and NOT duties collected on customer transactions for the account of Government."]

{"sheet":"IB 9","index":17,"n_rows":86,"n_cols":9,"rows_kept":86,"cut":false,"hidden":false,"merged":[[7,3,7,5],[7,0,7,1],[9,3,10,3],[9,8,10,8],[9,2,10,2],[9,1,10,1],[9,0,10,0],[9,5,10,5],[9,4,10,4],[0,0,0,8],[3,0,3,8],[6,0,6,1],[2,0,2,7],[6,3,6,5],[54,4,55,4],[54,5,55,5],[9,7,10,7],[9,6,10,6],[52,4,52,5]],"flags":["formulas_cached_only"]}
["     FINANCIAL SERVICES REGULATORY COMMISSION"]
[]
["                               ANALYSIS OF BALANCES DUE FROM BANKS"]
[" (in United States dollars rounded to the nearest dollar)"]
[]
[]
["",null,null,""]
["Quarter Ended ",null,null,"Offshore Financial Institution"]
[]
["CURRENCY","AMOUNT","INCOME EARNED FOR THE QUARTER","COUNTRY OF BANK","ACCOUNT TYPE ","NAME OF BANK ","*PLEDGED AMOUNT/ MINIMUM BALANCE ON ACCOUNT","AVERAGE INTEREST RATE","MATURITY DATE (dd-mmm-yy)"]
{"$rows_empty":36}
["TOTAL",0,0,null,null,null,0]
[]
["* Should be equal to IB 1 13 v."]
["1Report average for the quarter where applicable"]
[]
[]
[{"$nulls":4},"BALANCES DUE FROM BANKS CONCENTRATION ANALYSIS"]
[]
[{"$nulls":4},"Name of Bank","Percentage"]
[]
[{"$nulls":4},"ABI Bank Ltd",{"$error":"#DIV/0!"}]
[{"$nulls":4},"ABN Amro",{"$error":"#DIV/0!"}]
[{"$nulls":4},"AIG Private Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Allied Irish Bank PLC",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Banco Popular",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Bank of America",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Bank of New York",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Bank of Nova Scotia",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Barclays Bank PLC",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Bayerische Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"CIBC Ltd",{"$error":"#DIV/0!"}]
[{"$nulls":4},"CitiBank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Credit Suisse",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Deutsche Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Dresdner Bank AG",{"$error":"#DIV/0!"}]
[{"$nulls":4},"FirstCaribbean International Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"FirstCuracao International Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"First Global Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"HSBC",{"$error":"#DIV/0!"}]
[{"$nulls":4},"International Bank of Miami",{"$error":"#DIV/0!"}]
[{"$nulls":4},"JP Morgan Chase",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Regions Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Royal Bank of Canada",{"$error":"#DIV/0!"}]
[{"$nulls":4},"RZB Bank ",{"$error":"#DIV/0!"}]
[{"$nulls":4},"SC Private Bank ",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Standard Chartered Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"SunTrust Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"Toronto Dominion Bank",{"$error":"#DIV/0!"}]
[{"$nulls":4},"TrustMark National Bank "]
[{"$nulls":4},"Wachovia Bank",{"$error":"#DIV/0!"}]

{"sheet":"IB 10","index":18,"n_rows":25,"n_cols":9,"rows_kept":25,"cut":false,"hidden":false,"merged":[[9,8,16,8],[10,2,10,6],[9,2,9,6],[0,1,0,8],[3,1,3,8],[8,2,8,7],[2,1,2,7],[5,4,5,7],[6,4,6,7],[16,2,16,6],[22,8,24,8],[23,3,23,5],[24,3,24,5],[19,3,19,5],[20,3,20,5],[17,2,17,6],[18,8,20,8],[22,3,22,5],[12,2,12,6],[11,2,11,6],[30,1,30,3],[1,1,1,8],[6,1,6,2],[5,1,5,2],[13,2,13,6],[25,1,25,8],[21,2,21,5],[18,3,18,5]],"flags":["formulas_cached_only"]}
[]
[null,0]
[null,"                OFF BALANCE SHEET ITEMS",{"$nulls":6},"FORM IB 10"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,"",null,null,""]
[null,"Quarter Ended ",null,null,"        Offshore Financial Institution"]
[]
[null,null,"Off balance sheet items:",{"$nulls":5},0]
[null,"(a)","Guarantees"]
[null,"(b)","Acceptances"]
[null,"(c)","Letters of Credit"]
[null,"(d)","Performance Bonds"]
[null,"(e)","Bid Bonds"]
[null,"(f)","Warranties"]
[null,"(g)","Repo Agreements (including Reverse Repos)"]
[null,"(h)","Guaranteed Portion of Credit Cards"]
[null,"(i)","Undrawn Commitments",{"$nulls":4},0]
[null,null,"(i)","Loans"]
[null,null,"(ii)","Overdrafts"]
[null,null,"(iii)","Credit Cards (Bank's own Credit Cards)"]
[null,"(j)","Other",{"$nulls":4},0]
[null,null,"(i)"]
[null,null,"(ii)"]
[null,null,"(iii)"]

{"sheet":"IB 11","index":19,"n_rows":21,"n_cols":9,"rows_kept":21,"cut":false,"hidden":false,"merged":[[13,2,13,6],[16,2,16,6],[6,1,6,2],[15,2,15,7],[6,4,6,7],[11,7,12,7],[12,2,12,5],[9,2,9,6],[10,2,10,6],[0,1,0,8],[1,1,1,8],[3,1,3,8],[5,1,5,2],[2,1,2,7],[5,4,5,7],[18,7,19,7],[16,8,20,8],[17,2,17,6],[8,2,8,7],[18,2,18,5],[20,2,20,4],[9,8,13,8],[11,2,11,5],[14,2,14,8],[19,2,19,5]],"flags":["formulas_cached_only"]}
[]
[null,0]
[null,"                 RELATED PARTY ITEMS",{"$nulls":6},"FORM IB 11"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,"",null,null,""]
[null,"Quarter Ended ",null,null,"        Offshore Financial Institution"]
[]
[null,"A","RELATED PARTY DEPOSITS",{"$nulls":5},0]
[null,"(a)","Due to other Group Companies"]
[null,"(b)","Due to Directors, Controllers and Other Associates and their Related Companies"]
[null,"(c)","Due to non-group businesses with which "]
[null,null,"Directors and Controllers are associated"]
[null,null,"Of which:  Due to Banks"]
[]
[null,"B","RELATED PARTY LOANS AND ADVANCES",{"$nulls":5},0]
[null,"(a)","Due from other Group Companies"]
[null,"(b)","Due from Directors, Controllers & Other Associates and their Related Companies"]
[null,"(c)","Due from non-group businesses with which "]
[null,null,"Directors and Controllers are associated"]
[null,null,"Of which are due from Banks:"]

{"sheet":"IB 12","index":20,"n_rows":20,"n_cols":16,"rows_kept":20,"cut":false,"hidden":false,"merged":[[15,10,15,11],[16,10,16,11],[17,10,17,11],[18,10,18,11],[19,10,19,11],[14,10,14,11],[19,8,19,9],[14,8,14,9],[15,8,15,9],[16,8,16,9],[18,4,18,5],[19,4,19,5],[17,6,17,7],[18,6,18,7],[19,6,19,7],[8,2,8,3],[8,5,8,10],[0,2,0,14],[2,2,2,13],[7,2,7,3],[14,6,14,7],[3,2,3,13],[13,4,14,5],[7,5,7,10],[17,8,17,9],[18,8,18,9],[15,4,15,5],[16,4,16,5],[17,4,17,5],[15,6,15,7],[16,6,16,7]],"flags":["formulas_cached_only"]}
[null,null,0]
[]
[null,null,"ASSETS UNDER ADMINISTRATION & MANAGEMENT"]
[null,null,"(in United States dollars rounded to the nearest dollar)"]
[]
[{"$nulls":14},"FORM IB 12"]
[]
[null,null,"",null,null,""]
[null,null,"Quarter Ended ",null,null,"Offshore Financial Institution"]
[]
[]
[]
[]
[{"$nulls":4},"Cash Resources",{"$nulls":8},"Of Which"]
[null,null,"Type",null,null,null,"Securities",null,"Loans and Mortgages",null,"Other Assets",null,"Total","Domestic","Foreign"]
[null,null,"Institutional trust and securities custody",{"$nulls":9},0,null,null,0]
[null,null,"Personal trust and securities custody",{"$nulls":9},0,null,null,0]
[null,null,"Retail mutual funds",{"$nulls":9},0,null,null,0]
[null,null,"Mortgage backed securities",{"$nulls":9},0,null,null,0]
[null,null,"Total",{"$nulls":9},0,null,null,0]

{"sheet":"IB 13 WI","index":21,"n_rows":32,"n_cols":8,"rows_kept":32,"cut":false,"hidden":false,"merged":[[30,1,30,7],[11,0,28,1],[19,6,24,6],[25,3,25,4],[19,2,25,2],[11,3,11,4],[11,7,28,7],[18,3,18,4],[26,6,28,6],[26,2,27,2],[14,3,14,4],[1,0,1,7],[5,0,5,7],[7,0,7,2],[3,0,3,6],[7,4,7,5],[10,0,10,1],[10,2,10,4],[8,4,8,5],[4,0,4,6]],"flags":["formulas_cached_only"]}
[]
[0]
[]
["                    CAPITAL ADEQUACY COMPUTATION WORKSHEET",{"$nulls":6},"FORM IB 13 WI"]
["                      ON-BALANCE SHEET ITEMS - WORKSHEET I"]
["(in United States dollars rounded to the nearest dollar)"]
[]
["",null,null,null,""]
["Quarter Ended ",null,null,null,"Offshore Financial Institution"]
[]
["Category",null,"Assets",null,null,"Value (V)","Weight (W)","Weighted Value (V x W)"]
["Z e r o    W e i g h t",null,"(a)","Cash",null,0,0]
[null,null,null,"1","United States Dollars ",0]
[null,null,null,"2","Other Currencies Converted to United States Dollars",0]
[null,null,"(b)","Securities issued or guaranteed by the Government of Saint Lucia",null,0,0]
[null,null,null,1,"Treasury Bills"]
[null,null,null,2,"Government Securities"]
[null,null,null,3,"Other Claims on Government "]
[null,null,"(c)","Claims on FSRA and sovereigns that have a Moody's rating of at least 'Baa3'",null,0,0]
[null,null,"(d)",1,"Deposits at the Financial Services Regulatory Authority"]
[null,null,null,"2","Other claims on the Financial Services Regulatory Authority"]
[null,null,null,"3","Deposits at central banks with Moody's ratings of at least 'Baa3'"]
[null,null,null,"4","Other claims on central banks with Moody's ratings of at least 'Baa3'"]
[null,null,null,"5","Securities issued by sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,null,"6","Other claims on sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,null,"Fully Secured Claims (inclusive of credit)",null,0,0]
[null,null,null,"1","By Cash"]
[null,null,null,"2","By securities issued by sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,"Sub-Total of Zero Weight Category",null,null,0]
[]
[]
[{"$nulls":4},"*Moody's rating is based on foreign currency issuer credit ratings for the country as at the reporting date"]

{"sheet":"IB 13 WI Cont'd","index":22,"n_rows":46,"n_cols":7,"rows_kept":46,"cut":false,"hidden":false,"merged":[[17,1,18,1],[35,1,38,1],[39,1,42,1],[24,2,24,3],[30,2,30,3],[1,0,1,5],[2,0,2,5],[3,0,3,6],[5,1,5,3],[6,2,6,3],[20,2,20,3],[0,0,0,6],[6,0,21,0],[25,1,27,1],[16,2,16,3],[19,2,19,3],[21,2,21,3],[7,1,9,1],[10,1,12,1],[9,2,9,3],[12,2,12,3],[23,1,23,3],[22,2,22,3],[13,1,16,1],[24,0,43,0],[31,2,31,3],[34,2,34,3],[28,2,28,3],[38,2,38,3],[42,2,42,3],[43,2,43,3]],"flags":["formulas_cached_only"]}
[0]
["                           CAPITAL ADEQUACY COMPUTATION WORKSHEET",{"$nulls":5},"FORM IB 13 WI Con't"]
["                           On Balance Sheet Items - WORKSHEET I (CONT'D)"]
["(in United States dollars rounded to the nearest dollar)"]
[]
["Risk Weight","Assets",null,null,"Value (V)","Weight (W)","Weighted Value (V x W)"]
["20% Risk Weight","(a)","Due from Banks",null,0,0.2,0]
[null,"(b)","1","Incorporated in Saint Lucia"]
[null,null,"2","Incorporated in sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,"Due from other Financial Institutions(inclusive of Fixed Deposits)",null,0,0.2,0]
[null,"(c)","1","Incorporated in Saint Lucia"]
[null,null,"2","Incorporated in sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,"Other claims and loans guaranteed by Financial Institutions",null,0,0.2,0]
[null,"(d)","1","Incorporated in Saint Lucia"]
[null,null,"2","Incorporated in sovereigns with Moody's ratings of at least 'Baa3'"]
[null,null,"3","Incorporated in other foreign sovereigns with a residual maturity of up to 1 year"]
[null,null,"Claims on state owned enterprises in sovereigns with Moody's ratings of at least 'Baa3' not guaranteed by government",null,0,0.2,0]
[null,null,"1","Securities Issued"]
[null,null,"2","Loans"]
[null,"(e)","Claims on or guaranteed by multilateral development banks or collaterised by securities issued by such banks",null,null,0.2,0]
[null,"(f)","Bankers' Acceptances",null,null,0.2,0]
[null,"(g)","Cash items in the process of collection",null,null,0.2,0]
[null,null,"Sub-Total of 20% Risk Weight",null,0,null,0]
[0.5,"Fully secured real estate residential mortgage loans",null,null,null,0.5,0]
["100% Risk Weight","(a)","Unsecured Loans and Advances",null,0,1,0]
[null,null,1,"Commercial"]
[null,null,2,"Personal"]
[null,null,3,"Other"]
[null,"(b)","Due from Banks",null,0,1,0]
[null,null,"1","Incorporated in sovereigns with Moody's ratings below 'Baa3'"]
[null,"(c)","Claims on loans guaranteed by financial institutions incorporated in other sovereigns with a residual maturity of over 1 year",null,null,1,0]
[null,"(d)","Claims on sovereigns with Moody's ratings below 'Baa3'",null,0,1,0]
[null,null,1,"Claims on central banks and state owned enterprises"]
[null,null,2,"Claims and obligations guaranteed by the government"]
[null,"(e)","Fixed Assets and Investment Property",null,0,1,0]
[null,"(f)",1,"Land and buildings/Investment Property"]
[null,null,2,"Plant and equipment"]
[null,null,3,"Other fixed assets"]
[null,null,"Investments",null,0,1,0]
[null,"(g)",1,"Investments in financial institutions"]
[null,null,2,"Quoted shares/stocks"]
[null,null,3,"Other Investments"]
[null,null,"Other Assets",null,null,1,0]
[null,null,"Sub-Total of 100% Risk Weight",null,0,null,0]
[null,"TOTAL ON-BALANCE SHEET ITEMS",null,null,0,null,0]
[null,null,null,"*Moody's rating is based on foreign currency issuer credit ratings for the country as at the reporting date"]

{"sheet":"IB 13 WII","index":23,"n_rows":39,"n_cols":8,"rows_kept":39,"cut":false,"hidden":false,"merged":[[6,2,6,3],[22,1,37,1],[22,2,22,3],[38,1,38,3],[7,1,21,1],[0,0,0,7],[1,0,1,7],[2,0,2,7],[3,0,3,7],[5,1,5,3],[6,0,38,0]],"flags":["formulas_cached_only"]}
["FORM OFI9"]
["CAPITAL ADEQUACY COMPUTATION WORKSHEET"]
["Off Balance Sheet Items  - WORKSHEET II"]
["All figures in EC$000's"]
[null,null,null," "]
["Risk Weight","Off - Balance Sheet Items",null,null,"Value (V)","Conversion factor (C)","Weight (w)","Converted Weighted Value (V xCx W) $000's"]
["0% Risk Weight","(a)","Domestic and Foreign Entities",null,0]
[null,null,"1","Bankers' Acceptances",null,1,0]
[null,null,"2","Bills of collection",null,1,0]
[null,null,3,"Unused loan funds",null,1,0]
[null,null,4,"Unused portion of overdraft facilities",null,1,0]
[null,null,5,"Unused portion of credit card facilities",null,1,0]
[null,null,6,"Documentary credits (collaterised by underlying shipments)",null,0.2,0]
[null,null,7,"Documentary Credit s -Other",null,1,0]
[null,null,8,"Unconditional formal standby letters of credit and other commitments with an original maturity of up to 1 year",null,1,0]
[null,null,9,"Formal standby letters of credit and other commitments with a maturity of over 1 year",null,0.5,0]
[null,null,10,"Other standby letters of credit",null,1,0]
[null,null,11,"Performance bonds, warranties and transactions related contingent items",null,0.5,0]
[null,null,12,"Financial guarantees and items which substitute for loans and advances",null,1,0]
[null,null,13,"Sale and repurchase agreements with recourse",null,1,0]
[null,null,14,"Forward asset purchases, forward deposits and partly paid shares and securities with certain drawdown",null,1,0]
[null,null,15,"Other",null,1,0]
[null,"(b)","Domestic, CARICOM and Approved foreign Public Sector Entities and Local governments (Guaranteed by central government)",null,0,null,0]
[null,null,"1","Bankers' Acceptances",null,1,0]
[null,null,"2","Bills of collection",null,1,0]
[null,null,3,"Unused loan funds",null,1,0]
[null,null,4,"Unused portion of overdraft facilities",null,1,0]
[null,null,5,"Unused portion of credit card facilities",null,1,0]
[null,null,6,"Documentary credits (collaterised by underlying shipments)",null,0.2,0]
[null,null,7,"Documentary Credit s -Other",null,1,0]
[null,null,8,"Unconditional formal standby letters of credit and other commitments with an original maturity of up to 1 year",null,1,0]
[null,null,9,"Formal standby letters of credit and other commitments with a maturity of over 1 year",null,0.5,0]
[null,null,10,"Other standby letters",null,1,0]
[null,null,11,"Performance bonds, warranties and transactions related contingent items",null,0.5,0]
[null,null,12,"Financial guarantees and items which substitute for loans and advances",null,1,0]
[null,null,13,"Sale and repurchase agreements with recourse",null,1,0]
[null,null,14,"Forward asset purchases, forward deposits and partly paid shares and securities with certain drawdown",null,1,0]
[null,null,15,"Other",null,1,0]
[null,"Sub-Total of 0% Risk Weight",null,null,0]

{"sheet":"IB 13 WII Cont'd","index":24,"n_rows":43,"n_cols":8,"rows_kept":43,"cut":false,"hidden":false,"merged":[[0,2,0,6],[23,0,39,0],[23,2,23,3],[39,2,39,3],[1,0,1,6],[40,2,40,3],[24,1,39,1],[2,0,2,7],[3,0,3,7],[5,1,5,3],[6,0,21,0],[6,2,6,3],[6,5,6,6],[7,1,22,1],[22,2,22,3]],"flags":["formulas_cached_only"]}
[null,null,0]
["                           CAPITAL ADEQUACY COMPUTATION WORKSHEET",{"$nulls":6},"FORM IB 14 WII Cont'd"]
["Off Balance Sheet Items - WORKSHEET II (CONT'D)"]
["(in United States dollars rounded to the nearest dollar)"]
[]
["Risk Weight","Off-Balance Sheet Items",null,null,"Value (V)","Conversion factor (C)","Weight (W)","Converted Weighted Value (V x C x W)"]
["20% Risk Weight","(c)","Approved Government's Entities and Public Sector Entities and Local governments (Guaranteed by central government)",null,0,null,null,0]
[null,null,"1","Bankers' Acceptances",null,1,0.2,0]
[null,null,"2","Bills of collection",null,1,0.2,0]
[null,null,3,"Unused loan funds",null,1,0.2,0]
[null,null,4,"Unused portion of overdraft facilities",null,1,0.2,0]
[null,null,5,"Unused portion of credit card facilities",null,1,0.2,0]
[null,null,6,"Documentary credits (collaterised by underlying shipments)",null,0.2,0.2,0]
[null,null,7,"Documentary Credits -Other",null,1,0.2,0]
[null,null,8,"Unconditional formal standby letters of credit and other commitments with an original maturity of up to 1 year",null,1,0.2,0]
[null,null,9,"Formal standby letters of credit and other commitments with a maturity of over 1 year",null,0.5,0.2,0]
[null,null,10,"Other standby letters",null,1,0.2,0]
[null,null,11,"Performance bonds, warranties and transactions related contingent items",null,0.5,0.2,0]
[null,null,12,"Financial guarantees and items which substitute for loans and advances",null,1,0.2,0]
[null,null,13,"Sale and repurchase agreements with recourse",null,1,0.2,0]
[null,null,14,"Forward asset purchases, forward deposits and partly paid shares and securities with certain drawdown",null,1,0.2,0]
[null,null,15,"Other",null,1,0.2,0]
[null,null,"Sub-Total of 20% Risk Weight",null,0,null,null,0]
["100% Risk Weight","(d)","Private Sector and Other Institutions",null,0,null,null,0]
[null,null,"1","Bankers' Acceptances",null,1,1,0]
[null,null,"2","Bills of collection",null,1,1,0]
[null,null,3,"Unused loan funds",null,1,1,0]
[null,null,4,"Unused portion of overdraft facilities",null,1,1,0]
[null,null,5,"Unused portion of credit card facilities",null,1,1,0]
[null,null,6,"Documentary credits (collaterised by underlying shipments)",null,0.2,1,0]
[null,null,7,"Documentary Credits -Other",null,1,1,0]
[null,null,8,"Unconditional formal standby letters of credit and other commitments with an original maturity of up to 1 year",null,1,1,0]
[null,null,9,"Formal standby letters of credit and other commitments with a maturity of over 1 year",null,0.5,1,0]
[null,null,10,"Other standby letters",null,1,1,0]
[null,null,11,"Performance bonds, warranties and transactions related contingent items",null,0.5,1,0]
[null,null,12,"Financial guarantees and items which substitute for loans and advances",null,1,1,0]
[null,null,13,"Sale and repurchase agreements with recourse",null,1,1,0]
[null,null,14,"Forward asset purchases, forward deposits and partly paid shares and securities with certain drawdown",null,1,1,0]
[null,null,15,"Other",null,1,1,0]
[null,null,"Sub-Total of 100% Risk Weight",null,0,null,null,0]
[null,null,"Total off-Balance Sheet Items",null,0,null,null,0]
[null,"*Approved governments and central banks include those that reside in countries rated above Baa3 in the foreign currency "]
[null,"issuer credit ratings set by Moody's."]

{"sheet":"IB 13 WIII","index":25,"n_rows":39,"n_cols":6,"rows_kept":39,"cut":false,"hidden":false,"merged":[[18,1,18,2],[19,1,19,2],[12,2,12,3],[13,2,13,3],[11,2,11,3],[10,2,10,3],[9,2,9,3],[14,2,14,3],[38,0,38,3],[22,0,32,0],[23,2,23,3],[32,2,32,3],[37,1,37,3],[31,2,31,3],[17,1,17,2],[3,0,3,3],[5,1,5,3],[6,0,21,0],[15,1,15,3],[20,1,20,3],[0,0,0,4],[1,0,1,4],[7,2,7,3],[6,2,6,3],[8,2,8,3]],"flags":["formulas_cached_only"]}
[0]
["    CAPITAL COMPUTATION WORKSHEET"]
[null,null,null,"WORKSHEET III"]
["                                       (in United States dollars rounded to the nearest dollar)",null,null,null,"FORM IB 13 WIII"]
[]
[null,"CAPITAL ITEMS",null,null,"$"]
["Tier I","(a)","Paid up ordinary share capital",null,0]
[null,"(b)","Paid up ordinary share capital surplus",null,0]
[null,"(c)","Paid up perpetual non-cumulative preference shares",null,0]
[null,"(d)","Paid up perpetual non-cumulative preference shares surplus",null,0]
[null,"(e)","Statutory reserves",null,0]
[null,"(f)","Capital Reserves - excluding asset revaluations",null,0]
[null,"(g)","General reserves - excluding reserves losses on assets",null,0]
[null,"(h)","Other qualifying capital instruments"]
[null,"(i)","Retained earnings (accumulated losses) - audited",null,0]
[null,"Tier I Capital before deductions",null,null,0]
[null,"(j) Less deductions",null,null,0]
[null,1,null,"Current year losses",0]
[null,2,null,"Increases in equity capital resulting from securitization exposure"]
[null,3,null,"Goodwill and other intangible assets",0]
[null,"Total Core Capital - Tier I",null,null,0]
[]
["Tier II","(a)","Fixed assets revaluation Reserves (limited to 20% on Tier I capital)",null,null,""]
[null,"(b)","General Provisions/Reserves for losses on assets (limited to 1.25% of total risk-weighted assets)",null,null,""]
[null,"(C)","Paid up perpetual cumulative preference shares",null,0]
[null,"(d)","Paid up perpetual cumulative preference shares surplus",null,0]
[null,"(e)","Bonus shares from capitalisation of unrealised asset revaluation reserves"]
[null,"(f)","Unaudited undivided profits",null,0]
[null,"(g)","Asset revaluation reserves",null,0]
[null,"(h)","Mandatory convertible debt instruments"]
[null,"(i)","Other hybrid capital instruments"]
[null,"(j)","Subordinated term debt and limited life preference shares (limited to 50% of Tier I Capital)",null,null,""]
[null,"(k)","Unrealized holding gains/losses on available-for-sale securities",null,0,""]
[null,"Total Tier II Capital",null,null,0]
[null,"Allowable Tier II Capital (the lesser of Tier I or Tier II Capital)",null,null,0]
[null,"Total Capital before deductions (Tier I and allowable Tier II Capital)",null,null,0]
[null,"Less deductions",null,null,0]
[null,"Investments in financial subsidiaries not consolidated in the group"]
["TOTAL QUALIFYING CAPITAL",null,null,null,0]

{"sheet":"IB 13 WIV","index":26,"n_rows":18,"n_cols":3,"rows_kept":18,"cut":false,"hidden":false,"merged":[[0,0,0,2],[1,0,1,2],[2,0,2,1]],"flags":["formulas_cached_only"]}
[0]
["CAPITAL RATIOS COMPUTATION WORKSHEET"]
["WORKSHEET IV",null,"FORM IB 13 WIV"]
[null,"(in United States dollars rounded to the nearest dollar)"]
[]
[null,"Calculation of Risk-Based Capital ratios"]
[]
[1,"Total risk weighted on-balance sheet assets (IB 14 WI Cont'd)",0]
[2,"Less deductions (IB 14 WIII (j))",0]
[3,"Net risk weighted on-balance sheet assets (1 - 2)",0]
[4,"Total risk weighted off-balance sheet assets (IB 14 WII Cont'd)",0]
[5,"Total risk weighted assets (3 + 4)",0]
[6,"Less specific accumulated provision for losses on assets",0]
[7,"Less General reserve/provsions for losses on assets disallowed in capital (IB 14 WIII - Tier II Capital, Item b)",0]
[8,"Total adjusted risk weighted assets (5 - 6 - 7)",0]
[null,"Capital Ratios"]
[null,"Tier I Capital to Total adjusted risk weighted assets (item 8)",{"$error":"#DIV/0!"}]
[null,"Total qualifying capital to Total adjusted risk weighted assets (item 8)",{"$error":"#DIV/0!"}]